Kinda sucks for me, as I’ve almost exclusively used gift cards for the last few years. I get a bonus tax-free credit card by my employer, which I can only use at retail stores. So those were a great way for me to use that card to buy games. It was also a good option for people who wanted to avoid payment providers like Visa/Mastercard etc. Oh well.
We live with a guy who’s been getting scammed for a while now. He just won’t listen when we tell him. I highly doubt this change will affect him. They’ll just go to a different type of gift card.